Merchant and revenue advances are becoming increasingly common in the business funding arena. These are just like cash advances in the consumer world. They are much easier to secure than loans and credit lines. In most cases you can get approved with no business financials being provided, including not tax returns. Advances usually clos very fast, within a week, when loans and credit lines take 30 – 90 days to close. The terms aren’t as favorable on advances, but the scope of who qualifies is very broad.